BETTER CREDIT, SMARTER ACCOUNTING
Managing cash flow starts with knowing who you do business with. With CTOS integrated into SQL Account, you can evaluate new customers, monitor credit risk, and make confident decisions directly within your accounting system.
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What is CTOS?
CTOS is one of Malaysia’s leading credit reporting agencies, providing businesses with comprehensive credit information and risk insights to support smarter decision making. By consolidating data from multiple sources, CTOS helps companies assess the financial reliability of potential customers, monitor existing clients, and identify early warning signs of credit risk.
With tools such as credit reports, business information, and continuous monitoring, CTOS enables organizations to reduce uncertainty, strengthen credit control processes, and protect their cash flow. Whether you are onboarding new customers or managing ongoing relationships, CTOS gives you the visibility needed to make confident, data-driven decisions.
Smarter Credit Control at Every Stage
Take control of your business risk with real-time credit insights, evaluate, monitor and recover with confidence directly within SQL Account.
Evaluate Your New Client Before Offer Any Credit Terms
Not all customers are worth doing business with. Check the credit worthiness of new customers before you engage in business with them, CTOS can help you evaluate your client's business risk involved & make informed decision
What you Will Get?
Get all customer insight in one convenient report for fast, easy analysis
Make better decisions, manage risk and improve cash flow
Search, store, monitor and manage all customer information via
one dynamic platform
MONITOR Existing Clients Keep Update From CTOS
What you Will Get?
Receive email alerts about changes in your customers
Stay updated on legal cases, litigation status, financial changes, directorship and shareholding information involving your customers
Search, store, monitor and manage all customer information via one dynamic platform
Are you aware if any of your customers are facing major business financial problem or bankruptcy? CTOS will notify when your clients business conditions charged, stay informed at all times with CTOS.
Recover Bad Debt From Your Customer
Tired of bad debts that been sitting around for ages? Leverage the power of the CTOS network to encourage customers to make prompt payment and reduce your likelihood of losses
What you Will Get?
Use the Electronic Trade Reference (eTR) function for easy, hassle-free debt recovery
Link to other business communities and share your experience to effectively speed up debt recovery
Search, store, monitor and manage all customer information via one dynamic platform
Confidence Shared by Our Users
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